Policymakers Can Protect Against Fraud in the ACA Marketplaces Without Hiking Premiums

Last year, reports emerged of unscrupulous health insurance brokers enrolling people in marketplace coverage or switching enrollees to different plans without permission. These scams netted commissions for the perpetrators, while exposing consumers to unexpected costs and jeopardizing their access to care. Federal regulators have since adopted countermeasures to directly tamp down on the abuses, though more could be done.
In a new blog post for the Commonwealth Fund, CHIR’s Justin Giovannelli and Stacey Pogue explore the common-sense responses policymakers can take to further address broker misconduct without making it harder for people to afford marketplace coverage.
You can read the full blog post here.